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Credit and debt consultation responses

Citizens Advice regularly responds to consultations using examples of CAB clients' problems. We use this evidence to campaign for changes in policies and services.

Credit and debt problems have increased dramatically in recent years with debt being our largest enquiry area. Issues covered include consumer credit, debt collection, personal insolvency and debt enforcement including bailiffs.


TitleDescriptionDate
Mortgage market review - the proposed package of reformsCitizens Advice response to Financial Services Authority.28-03-2012
Support for mortgage interestCitizens Advice response to Department for Work and Pensions.01-03-2012
Reform of the bankruptcy processCitizens Advice response to Insolvency Service.02-02-2012
Debt collection guidanceCitizens Advice response to Office of Fair Trading.30-01-2012
Bank accounts for bankruptsCitizens Advice response to Insolvency Service.26-01-2012
The co-ordination and provision of debt adviceCitizens Advice response to Her Majesty's Treasury.26-01-2012
Payment protection productsCitizens Advice response to Financial Services Authority and Office of Fair Trading.24-01-2012
Debt management (and credit repair services) guidanceCitizens Advice response to Office of Fair Trading.05-09-2011
Credit brokers and intermediariesCitizens Advice response to Office of Fair Trading.23-08-2011
Solving disputes in the county courtsCitizens Advice response to Ministry of Justice.12-07-2011

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