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Debt and money policy research

Evidence on logbook lending

10 February 2015

Logbook loans are a high cost form of lending which are still governed by archaic Victorian laws. They involve a consumer offering an item of their personal property (usually a car) as security for a loan they have taken.

A credit to the nation

08 November 2012

Citizens Advice report on making consumer credit regulation work for vulnerable consumers in the UK.

How to do the right thing

12 October 2011

Examples of good practice that help consumers address and overcome periods of financial difficulty.

Double disadvantage

29 June 2011

The barriers and business practices making debt a problem for disabled people.

Cashing in

03 March 2011

CAB evidence on cold calling for credit and up front fees charged by loan finder firms.

Do the right thing

24 February 2010

Advisers' and creditors' experience of best practice in debt collection

Turning the tide?

15 December 2009

Combined report by Citizens Advice, Shelter and AdviceUK on: evaluate the effectiveness of the pre-action protocol at court understand more about which borrowers are being taken to court, and why overall, establish any circumstances in which current measures are not working to avoid repossessions.