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Debt and money policy research

New restrictions, missing protections

20 October 2020

Millions of people now face new coronavirus restrictions on the way they live and work but do not have equivalent protections from the financial hardships that come with them.

Life on less than zero

13 October 2020

In this report we show the impact of coronavirus on the finances of people we help with debt. We outline measures that the Government should take to avoid a national household debt crisis and support the UK’s longer-term economic recovery.

Doorway to Debt

19 March 2018

Our new research shows that extending the same rules that cover payday loans to doorstep lending could help prevent customers getting into problem debt.

Walking on Thin Ice: The cost of financial insecurity

22 February 2018

New research shows that people's finances are increasingly vulnerable to changes in income and unexpected expenses. We're calling for new measures to help people build greater financial stability.

Breathing Space Consultation Response

23 February 2018

We recently responded to the Treasury’s Call for Evidence on the introduction of a breathing space and statutory debt management plans for people in debt.