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Debt and money policy research

The four advice gaps

14 October 2015

Exploring the different gaps in provision of and access to free and paid money advice

Evidence on logbook lending

10 February 2015

Logbook loans are a high cost form of lending which are still governed by archaic Victorian laws. They involve a consumer offering an item of their personal property (usually a car) as security for a loan they have taken.

Cutting our losses

23 February 2015

The introduction of debt relief orders (DROs) in 2009 increased the number of people in England and Wales able to afford access to formal relief from unmanageable debts. DROs are much cheaper than bankruptcy and enable people on the lowest incomes and with no assets to get their debts written off if they meet strict criteria.

Set up to fail

12 December 2007

CAB clients' experience of mortgage and secured loan arrears.

Deeper in Debt

23 May 2006

Citizens Advice evidence briefing on the profile of CAB debt clients.

Double disadvantage

29 June 2011

The barriers and business practices making debt a problem for disabled people.

This is child poverty

24 September 2008

Citizens Advice report on the experiences of parents struggling to make ends meet.

Protection racket

12 September 2005

CAB evidence on the cost and effectiveness of payment protection insurance

With a little help from my friends

04 November 2008

With a little help from my friends - how advisers, creditors and debt collectors can work together to help people in debt negotiate repayments themselves

Out of pocket

19 July 2006

Citizens Advice evidence briefing on the impact of fee-charging cash machines.

Called to account

11 July 2010

Why banks must provide basic bank accounts to undischarged bankrupts

A life in debt

26 February 2009

The profile of CAB debt clients in 2008

A credit to the nation

08 November 2012

Citizens Advice report on making consumer credit regulation work for vulnerable consumers in the UK.

Do the right thing

24 February 2010

Advisers' and creditors' experience of best practice in debt collection