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Debt and money policy research

Doorway to Debt

19 Mawrth 2018

Our new research shows that extending the same rules that cover payday loans to doorstep lending could help prevent customers getting into problem debt.

Walking on Thin Ice: The cost of financial insecurity

22 Chwefror 2018

New research shows that people's finances are increasingly vulnerable to changes in income and unexpected expenses. We're calling for new measures to help people build greater financial stability.

Breathing Space Consultation Response

23 Chwefror 2018

We recently responded to the Treasury’s Call for Evidence on the introduction of a breathing space and statutory debt management plans for people in debt.

Universal Credit and debt

11 Medi 2017

Our evidence shows that the roll out of universal credit has an adverse impact on debt problems. DWP should pause roll out to fix the problems we have identified. Our analysis shows Universal Credit is pushing people further into debt. The Government needs to pause Universal Credit roll-out and fix the problems now.

Stuck in Debt

30 Awst 2017

2.9 million households are in problem debt and half of them are still stuck a year later. Why do people get stuck in problem debt and how can we help them out of it?

Getting the basics right

27 Chwefror 2017

The Government has taken action to ensure that basic bank accounts are available to everyone who needs them. Our research shows that whilst access to basic accounts has improved, further action is needed.

Debt on your doorstep

15 Chwefror 2017

Doorstep loans can cause real problems for some borrowers. We look into the doorstep lending market and highlight some of the issues we've seen.

A debt effect?

8 Awst 2016

Unmanageable debt has an impact on people’s lives beyond financial strain. It is closely related to poor mental health and can affect people’s attitudes, outlook, and behaviour.

Addressing financial abuse

25 Ebrill 2016

This report sets out how creditors and advice agencies can best support victims of financial abuse

Payday loans: an improved market?

21 Ebrill 2016

Tighter firm regulation is driving up lending standards, causing firms to adapt or leave, resulting in fewer issues for payday loan customers.