Get help with your debts
Being in debt can be stressful and it can be difficult to know what to do first - especially if you’re constantly getting letters and calls from the companies you owe money to.
You might be thinking about taking out a loan to pay back money you owe, but this can make the problem worse when there might be a better solution for you.
There’s no debt problem that’s unsolvable.
Becoming debt-free, however long it takes, can improve your credit rating and mean you can think about longer term plans.
This 5-step process will help you find a way to deal with your debt that suits your own situation.
Complete each of the steps in order to see:
what you should do first
what you can deal with yourself
- what you might need specialist help with - and show you where to get this help
Contact your nearest Citizens Advice immediately if:
you've received court papers
you're about to be evicted
you're expecting bailiffs