This advice applies to England. Change country
This information applies to England, Wales and Northern Ireland
If you're worried about your finances, you can take the Debt Test, to help you find out whether you have – or are likely to have – problems with your borrowing.
The Debt Test has been produced by the Money Advice Service.
To take the Debt Test, go to the Money Advice Service website at: www.moneyadviceservice.org.uk.