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For most people it’s a good idea to have some money put aside for a rainy day. There are hundreds of different ways to save or invest your money and it can be difficult to know which one to choose.

On the following pages we take a close look at some of the main ways of saving and investing and help you to work out which one might be right for you.

Getting financial advice

Information on choosing a qualified financial adviser, how much advice will cost, a checklist of things to think about before seeing an adviser and how to make a complaint.