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About savings

These pages help you look at your financial situation and weigh up your options for saving.

For more about the different ways you can save or invest money, go to our section Ways to save.

Why do I need to save?

Information about why you might want to save money for emergencies, treats, and expensive purchases and special events. It also describes alternatives to saving to help you weigh up your options.

Can I afford to save and how much?

Information to help you understand of your financial situation to work out how much spare money you have to save or invest after paying living expenses and debts.

Savings calculator

Tool from the Money Advice Service to help you work out how much you need to save towards a goal, how long for and how much your savings could grow.

What's the best way to save

Overview of ways to save, helping you decide what you are saving for, short-term or long-term savings, low risk versus high return, tax, speed of access to savings

How to earn more on savings

Ways of earning more from your savings, including making sure you understand the terms and conditions of your savings account, checking you are getting the best interest rate, looking at tax-free savings options.