Search
627 results found for debt
Creditor has sent a statutory demand - bankruptcy
to make you bankrupt, they have to follow a certain process. Often, this will start with sending you a warning notice about your debt, called a statutory demand. It's very important you don't ignore
Applying for an administration order
an application form and how to fill it in. If you have joint debts You can't take out an administration order with the other person who shares your debt. You each need to apply for a separate administration
Credit rating - impact of an administration order
the administration order will impact your credit rating. You may be able to get some credit but you may be charged higher interest rates. This could cause you to get into more debt that you can’t afford
Check the rules after you go bankrupt
the ‘official receiver’. There are also rules about how you managed your debts before you went bankrupt. If you don't follow the rules, you might have to follow extra restrictions or stay bankrupt for longer
If you're worried about someone's gambling
by someone else’s gambling, you can get help. You might want to: get emotional support for yourself talk to them about their gambling problem get help for them check if you’re responsible for any debt get
Get help if you’re behind with your energy bills
. There are different things you should do if you can't afford to top up your prepayment meter. If you have more than one debt Energy arrears are a 'priority debt'. This means you need to pay them before debts
Harassment by creditors
you can do to stop them doing it. If you need help talking to a creditor about their behaviour, you can phone our debt helpline on 0800 240 4420. Calls are free from mobiles and landlines. You can
Stopping bailiffs at your door
evicting you instead of collecting a debt you'll need to get different advice. Check what to do if a bailiff says they’re evicting you on Shelter’s website. Coronavirus - if bailiffs come to your home
Administration order court hearing
and have not committed a crime. It is only a meeting to help you, the court and your creditors come to an agreement about how you repay your debts. When is a hearing called? A hearing will be called
If bailiffs say they'll sell your belongings
‘enforcement agents’) could take and sell your belongings if you don’t arrange to pay a debt or if you break a ‘controlled goods agreement’. Your things will usually be sold at an auction. The bailiffs have