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• Accidents and illness when travelling independently

  to be able to make your claim in a British court. Instead, you will probably have to make a claim in the country where you had your accident or became ill. If you are thinking of making a claim for an accident

• Reducing your regular outgoings

  , there are steps you can take to save on your regular outgoings. You might be able to save money by: getting a discount on your council tax getting a water meter fitted switching to a cheaper broadband, TV

• Get help with costs if you have a child or you’re pregnant

  be able to get extra money to help pay for essential costs like food, childcare and school costs. Check what benefits you can get You might be able to claim extra benefits if you have a child. For example

• What to do if someone dies abroad

  abroad when someone dies, you should contact the nearest British embassy, High Commission or consulate. They'll be able to give you advice on what to do. If you're on a package holiday you should

• Get help with the cost of living

  on, you might be able to get help to afford essentials like bills and food. This includes the Household Support Fund and cost of living payments. You should check if you can claim benefits - you might

• Check if you can increase your income

  Check if you can increase your income This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You might be able to increase your

• Help with bills if you use alternative fuels

  - such as wood pellets or agricultural waste If you can’t afford to buy fuel You might be able to get extra financial help if you: rely on oil, liquefied petroleum gas (LPG), coal or wood as your main source

• Coronavirus - if you need to be off work to care for someone

  You might be able to get help if you’re off work caring for someone who is normally looked after another way. This might be because your child’s school is closed or an older person’s carer can’t come

• If your employer wants to dismiss you because of long term sickness

  If you’ve had a lot of time off work because of sickness, it might be reasonable for your employer to dismiss you because you’re no longer able to do your job. If you’ve been working for your

• Vehicle insurance – making a claim if you’re in an accident

  and get details of any independent witnesses. If someone refuses to give you their details your insurer may be able to trace them through their vehicle registration number tell your insurer about