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• Mortgage problems

  Mortgage problems Reducing your monthly mortgage payments Help dealing with mortgage debts If you want to sell your home and rent it back Selling your property to help pay off your mortgage debts If your mortgage lender takes you to court After your possession hearing Eviction for mortgage arrears

• Eviction for rent arrears

  enough compensation, the court will use it to reduce your rent arrears. Check if your housing problem is discrimination to see if you can defend your eviction or make a claim. Your landlord gets

• What happens to your home when you separate

  , you’ll need to decide what to do about your home when you separate. Your options depend on if you're unmarried, married or in a civil partnership, and if you rent or own your home. If you’ve already

• If you're being evicted as a lodger

  the right to rent in the UK - they still have to give you at least 28 days’ notice to leave your agreement says it can end early if you break certain terms - and you’ve broken the terms If your landlord

• Getting a visa for your adult family member to join you in the UK

  for each child aged under 18 who lives with you your housing costs - these are your rent or mortgage payments plus your council tax When you’re working out your housing costs, don’t include any part

• Repairs - leak from a neighbouring property

  becomes responsible for fixing repairs to common parts straightaway. Repeated leaks from a neighbour's flat If you're having problems with repeated leaks or floods because of something that a neighbour

• Getting a permanent right to live in the UK if you have a family visa

  , paternity, adoption or sick pay other income - for example from rent or shares You can top up your income with any savings you and your partner have over £16,000 - you must have had them for at least

• Problems with selling your home - delayed completion and lease options contracts

  You may be struggling to pay your mortgage, or you need to move but are having problems selling your home. Or you may want to downsize and raise money from your home. If you're in this position, you

• Debt and money

  Budgeting Work out your budget Get help if you’re struggling to pay your bills Mortgage problems Reducing your monthly mortgage payments Help dealing with mortgage debts If you want to sell your home

• Preparing to rent from a private landlord

  than other tenants You can check if your housing problem is discrimination. If you've experienced discrimination, check how to make a complaint. If you want to rent in a shared house Before renting