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  • Help with debt

    Help with debt Start dealing with your debts Collecting information about your debts Check if you have to pay a debt Work out which debts to deal with first Check if you can increase your income Reducing your regular outgoings Check your options for getting out of debt Making a...

  • Debt solutions

    Debt solutions Debt remedy tool Bankruptcy Before you go bankrupt How bankruptcy affects you How to go bankrupt Check the rules after you go bankrupt If you get a letter saying you’ve broken a bankruptcy rule Creditors making you bankrupt After you go bankrupt Partners and bankruptcy Individual voluntary arrangements...

  • Debt and money

    Debt and money Get help with the cost of living Get help with the cost of living Get help with costs if you have a child or you’re pregnant Help with debt Start dealing with your debts Dealing with urgent debts Using a food bank Using a food bank Debt...

  • Debt has increased since debt management plan

    Debt has increased since debt management plan This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Having a debt management plan (DMP) may make paying off your debt more manageable but you might find that your overall debt...

  • Forgotten a debt - DROs

    Forgotten a debt - DROs This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales When you apply for a debt relief order (DRO) you need to declare all of your debts. However, you might discover later that you...

  • Debt remedy tool

    Debt remedy tool This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales There may be a number of ways to deal with your debts. What options you have depends on your circumstances, the amount of debt you have...

  • Debt management plans

    Debt management plans Debt management plans explained Debt management plans - what you need to know Credit rating - impact of debt management plan Getting a debt management plan How to get a debt management plan Do you need to pay for a debt management plan? Choosing a debt management...

  • Debt relief orders

    Debt relief orders Debt relief orders explained Debt relief orders - what you need to know Credit rating - impact of debt relief order How income, debts and belongings are assessed for a debt relief order What happens when a debt relief order is made? What happens at the end...

  • How income, debts and belongings are assessed for a debt relief order

    How income, debts and belongings are assessed for a debt relief order This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales One of the things your adviser will do as part of the debt relief order (DRO) application...

  • Debt management plans explained

    Debt management plans explained Debt management plans - what you need to know Credit rating - impact of debt management plan