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• Repairs and housing conditions

  scheme Offsetting rent arrears because repairs haven't been done Withholding rent because repairs haven't been done Taking court action because your landlord won't make repairs Common problems Repairs

• Preparing to challenge your eviction if you've been discriminated against

  a reasonable adjustment - for example they refused to make an adjustment to the way you pay your rent and because of that you got into rent arrears your landlord is evicting you because you challenged

• Collecting information about your debts

  are coming round you're being evicted for rent arrears you're being evicted for mortgage arrears you're being taken to court for a debt your gas or electricity company is threatening to cut you off

• Check how bankruptcy affects your home

  bankruptcy unless you're behind on your rent. This is called being in ‘arrears’. If you’ve paid all your rent and the official receiver still wants to contact your landlord, check your tenancy agreement

• What is an administration order

  . If a debt is left out, it still counts towards the £5,000 total. If you have mortgage or rent arrears, it is advisable to ask for these to be left out of the AO. Check how to deal with mortgage and rent

• Taking court action because your landlord won't make repairs

  for rent arrears and you defend the claim by asking the court to 'set off' your right to compensation for the counterclaim against any arrears. More about offsetting rent arrears because repairs

• Applying for an administration order

  arrears, it is advisable to ask for these to be left out of the AO. Check how to deal with mortgage and rent arrears on an administration order. Part C of the application form You should complete part C

• Universal Credit

  self-employed Reporting self-employed earnings Help with debt and rent arrears on Universal Credit Getting a Universal Credit budgeting advance Problems with your payment Challenging a Universal Credit

• Housing

  help with the cost of renting privately Dealing with rent arrears Check if your landlord can increase your rent Challenging a rent increase Repairs and housing conditions Repairs and housing conditions

• If your creditors are still contacting you

  is a mortgage or rent arrears You can check which debts can’t be included in an IVA. If you’re not sure if a creditor is included in your IVA, you should ask your insolvency practitioner. If a creditor isn’t