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• Getting married

  ) or are associated with the Society by attending meetings any registered religious building (England and Wales only) the home of one of the partners if the partner is housebound or detained, for example

• Debt and money

  a credit agreement early Top tips for borrowing Banking Getting a bank account Stopping a future payment on your debit or credit card Banking – security and fraud Complaints about banks and building

• Letter to complain about a holiday

  package holiday didn't meet the brochure description, or was spoilt by problems like building work or noise. It should help the holiday company understand your point of view and their legal obligation

• Asking your employer for changes to help you if you’re disabled

  for you under the law. Example Safina has a visual impairment. She’s signed up with an employment agency to find administrative work. She’ll usually have to use a computer wherever she works so

• If you owe child maintenance

  or building society account. They might do this if you’re self-employed or retired. They can take either: regular payments a one-off amount - known as a ‘lump sum’ The CMS can take money from business

• Reporting child abuse

  to your local council on GOV.UK the police - call 999 in an emergency or otherwise 101 You can also report child abuse to a person or organisation that works with children. For example, a school, GP

• Other rights protected under the Human Rights Act

  - for example: speaking aloud producing works of art or music publishing articles, books or leaflets television or radio broadcasting right to express political views advertising. Article 10

• Check what benefits to claim if you’re sick or disabled

  Universal Credit claim form.  Check how Universal Credit works for people who are sick or disabled - including how to get a fit note. You might be able to get other benefits, for example: Pension

• How to claim Housing Benefit

  for the whole building - not just your flat you have to pay the charge to live in the building Housing Benefit won’t cover service charges that are just for you or your home - like meals or heating

• Letter to complain about a delay to a service

  a service problems with building work, decorating or home improvements problems with car repairs View example letter Sam Hoolin 8 Park Avenue Arlton AL1 4CA sam123@mail.com 01632 960001 Giltham Traders 24