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Selling your property to help pay off your mortgage debts
Selling your property to help pay off your mortgage debts This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're
Deciding if you should apply for SMI
Deciding if you should apply for SMI This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Support for mortgage interest (SMI
Buying a home
Mortgage calculator Use the mortgage calculator to work out how much your monthly mortgage payments could be now, and if interest rates rise. Use the mortgage calculator How much can you afford
If your mortgage lender takes you to court
If your mortgage lender takes you to court This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you’re in mortgage arrears
Problems with selling your home - delayed completion and lease options contracts
You may be struggling to pay your mortgage, or you need to move but are having problems selling your home. Or you may want to downsize and raise money from your home. If you're in this position, you
Check if a change affects your SMI
your benefits, the Department for Work and Pensions (DWP) will check if your support for mortgage interest (SMI) payments should change too. They’ll write to tell you if your SMI changes. The money
Debt and money
Budgeting Work out your budget Get help if you’re struggling to pay your bills Mortgage problems Reducing your monthly mortgage payments Help dealing with mortgage debts If you want to sell your home
After your possession hearing
at the same time as a possession order. This allows your lender to get back all the money owed on your mortgage without having to take you to court again. You might be able to appeal a possession order or get
Buildings insurance
your home if it's damaged or destroyed. It's usually compulsory if you're planning to buy your home with a mortgage and you may not be able to get one unless you take out buildings insurance. This page
Illness insurance
, while others will cover payments for specific things, such as your mortgage or credit card payments. This page explains what types of illness insurance are available and what you need to think about