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If your home is on a heat network
'district' or 'communal' heating) are a way of heating blocks of flats or groups of homes. If your home is on a heat network: you can't switch your heat network supplier you might pay your heating bills
Letter for repaying debt to your energy supplier
problems paying debt on your energy bill, you can negotiate a more affordable rate with your energy supplier in writing. Get more information if you're struggling to pay your energy bills or need help
Switching energy supplier or tariff if you’re renting
do depends on the type of deposit scheme your landlord used. Check the rules for getting your tenancy deposit back. Further help If you’re struggling to pay your energy bills or top up your
The costs and charges of credit cards
your balance at the existing interest rate. You may want to set up a regular payment to pay off your bill in full or to repay what you can afford. If you pay less than the whole balance, you'll
Extra benefits and help you can get while on DLA
costs. Check what to do if you need help with living costs. If you’re finding it hard to pay your bills, you can get help. Find out more about getting help with your bills. Next steps How to claim DLA
Changing to a water meter
Changing to a water meter This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You either pay your water bill based on a fixed
Get help with the cost of renting privately
tool on the National Debtline website to make your budget. If you’re struggling with the cost of living, you can get help to pay your bills.
Your energy supplier has gone bust
bill you for your energy top up your meter as normal if you have a prepayment meter keep paying any repayments as normal, if you’ve got a repayment plan If you get the Warm Home Discount, you’ll still
WaterSure scheme – help with paying water bills
to the English scheme. If you get help through the WaterSure scheme, your water bill will be capped. This means you will not pay any more than the average metered bill for the area your water company
If you're struggling with your overdraft
for things you usually pay for in cash You can create your budget using the budgeting tool on the National Debtline website. If you have money left over after you’ve paid your essential bills and expenses