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• If you need more help in the Channel Islands or the Isle of Man

  If you need more help in the Channel Islands or the Isle of Man This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Your local Trading Standards office might be able to help you with your consumer problems....

• Making a small claim

  Making a small claim This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Before you start your small claim it's a good idea to write a formal letter to the person or business you disagree with - they’re...

• Save money using your electrical appliances

  Save money using your electrical appliances This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you want to use less electricity and save money on your bill, it’s important to know how much your electrical appliances cost...

• Challenging a working or child tax credits decision - mandatory reconsideration

  Challenging a working or child tax credits decision - mandatory reconsideration This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can tell HM Revenue and Customs (HMRC) if you think a decision about your tax credits is...

• Check how much a call will cost

  Check how much a call will cost This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Your phone deal probably includes some free calls or minutes.  If you make a call to a number that isn't included, the...

• Student loans

  Student loans This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales This page tells you who can get a student loan and where you can get more information about them. Student loans Student loans are authorised by the...

• State Pension

  State Pension This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales The State Pension is a regular payment from the government most people can claim when they reach State Pension age. Your State Pension age depends on when...

• Starting a pension

  Starting a pension How much pension you'll need Choosing a personal pension

• Stopping bailiffs

  Stopping bailiffs Dealing with a letter saying bailiffs will visit Stopping bailiffs at your door Stopping bailiffs if you don't owe the debt Negotiating your debt with bailiffs

• Before you start an IVA

  Before you start an IVA Check what an IVA is Check if an IVA is right for you How to apply for an IVA