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427 results found for universal credit
Making a small claim
over 18 you have an address in the UK you’re not making a claim under the Consumer Credit Act 1974 you’re not making a claim for personal injury you’re not making a claim for a tenancy deposit To use
Disability discrimination and debt problems
though they have your authority to do so. Example You've fallen behind on your credit card payments and your bank has now sent you a warning letter. You're deaf and you've asked a friend to call on your
Report a scam
if you have them why you're suspicious what information you've shared – for example, passwords, PINs, or bank details whether you've paid any money how you've paid – for example, credit card or bank
Check if something might be a scam
on the on the National Cyber Security Centre website. Pay by debit or credit card Pay by card to get extra protection if things go wrong. Read our advice on getting your money back after you’ve been scammed. Know
Check what bailiffs can take
who owns the goods if they can contact the bailiffs to prove they own them. They could use bills or credit card receipts, for example an order form with their name on it. If bailiffs try to take someone
Stop being chased for a parking ticket
might have to pay court costs – and PCNs are increased by 50% if you don’t pay in time your credit rating could be affected the court could send bailiffs to take your belongings Contact your nearest Citizens Advice to find out your options if you can’t afford to pay the parking ticket.
Choosing your energy tariff
owe money to your energy supplier, you could save money switching from prepayment to a credit tariff, where you pay for your energy after you use it. Check how to switch from prepayment to a credit
If your mortgage lender takes you to court
to make you pay add interest and charges to your debt It covers most debts, including mortgage arrears, credit and store cards, loans, overdrafts and arrears on household bills. You'll need to get advice
Appealing a parking ticket
within 28 days, the penalty will go up by another 50%. The council can then take you to court – your credit rating might be affected and you might also have to pay court costs. Contact your nearest
Living together and civil partnership - legal differences
partner was born before 6 April 1935. For more information about personal allowances, see Income tax allowances. Welfare benefits and tax credits Living together If you are living together as a couple