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428 results found for universal credit
Travel insurance
or credit card. You should check how much you're paying for this and what kind of cover it offers. For example, cover may be limited for your spouse or partner. It might be better to buy a stand alone
Before you get building work done
If you pay by credit or debit card, you may be able to get your money back through your bank if something goes wrong, eg the contractor doesn’t turn up but refuses to pay back your deposit
If a creditor takes money from your wages
debts, talk to an adviser. If you owe money for things like a bank loan or credit card, your creditor might try to get a court order to take money from your wages. They can only do this if they’ve
Check if your energy meter is faulty
have a credit meter Carry out these checks to see if your meter is faulty: switch off all the appliances in your home including any pilot lights check if the numbers on the meter's display are still
Taking court action because your landlord won't make repairs
. If either amount is expected to be more than £1,000, the court will normally allocate the case to the fast track. If you don't qualify for legal aid, you should check any insurance policies or credit card
Finding free or affordable legal help
an organisation like a trade union, they might offer you free legal help. Or you might get help with legal expenses as part of another subscription, insurance policy or credit card agreement. Ask your trade
When to appeal a parking ticket
trying. You can’t be taken to court while you’re informally appealing, so your credit rating won’t be affected. You’ll only be taken to court if your appeal is unsuccessful, and you don’t pay
Cancelling a phone, TV, internet or mobile contract
of something that then starts to cost you money. The best thing to do is contact your bank to cancel the direct debit or credit card payments. How to cancel your contract You will need to contact your
Check which debts bankruptcy covers
your bankruptcy ends. If you gave the wrong information to get credit You might have given a lender the wrong information if you told them something that wasn’t true, or if you didn’t tell them something
Stopping bailiffs at your door
collecting: council tax arrears credit card or catalogue debts unpaid parking tickets money you owe to energy or phone companies You have the right to keep them outside and talk through the closed door