Coronavirus - check what benefits you can get
You might be able to claim benefits or get more money on your current benefits if your work has been affected by coronavirus.
This might be because you:
- are earning less than usual - including if you’re self-employed
- have lost your job, been made redundant or stopped being self-employed
- are self-isolating
If you’re not a UK citizen, you might still be able to claim benefits - check the rules for the benefit you want to apply for.
Each benefit has different rules - what you can claim depends on your situation and if you’ve claimed benefits before.
If you need emergency help
If you need urgent help to pay for essentials like food, gas or electricity because of coronavirus, you could apply for a crisis grant from the Scottish Welfare Fund.
The council will check your eligibility. They're getting more money so they can pay out more grants from the Scottish Welfare Fund because of coronavirus.
Read more about crisis grants from the Scottish Welfare Fund.
If you’re already claiming benefits
Universal Credit is gradually replacing these benefits:
- Housing Benefit
- income-related Employment and Support Allowance (ESA)
- income-based Jobseeker's Allowance (JSA)
- Child Tax Credit
- Working Tax Credit
- Income Support
You can usually stay on one of these benefits unless something about your situation has changed - this is called a ‘change of circumstance’. Not every change of circumstance means you need to claim Universal Credit.
If you claim Universal Credit you won't be able to go back to the benefit you were on before. Check if you need to move from other benefits to Universal Credit.
There might also be changes to how you manage your benefits or how much you can get. Check if the government has made any changes to benefits.
If you haven't claimed benefits before
You might be able to get Universal Credit if:
you’re on a low income
you’re not working
you have a disability or illness
you’re caring for someone
You can get Universal Credit even if you’re self-employed or on a zero hours contract.
The amount you could get depends on your situation and how much you earn. This includes money you get from furlough or from the Self-employment Income Support Scheme.
It’s best to apply for Universal Credit before trying to get other benefits. Check if you can get Universal Credit.
If you can’t get Universal Credit, you can try getting ‘new style’ benefits - you’ll need to have paid enough national insurance contributions. You might be able to get these benefits if you:
are out of work - check if you can claim new style Jobseeker's Allowance (JSA)
can’t work because of illness or disability - check if you can claim new style Employment and Support Allowance (ESA)
If you need help deciding which benefits to claim, you can talk to an adviser.
If you’re self-isolating
You might be able to get:
- a self-isolation support grant from your local council
- Statutory Sick Pay (SSP) from your employer
- Employment and Support Allowance (ESA) from the government
You can’t get SSP and ESA at the same time. It’s usually best to get SSP if you can.
If you're returning to the UK from abroad
You might need to self-isolate – this is also called 'quarantine'.
You can’t get SSP for being in quarantine. You might be able to get it for other reasons – for example if you have symptoms of coronavirus.
If you're employed, talk to your employer about what you can do while you're in quarantine – ask them if you can:
- work from home
- be furloughed, if you’ve been furloughed for at least 3 weeks before 1 July 2020
- take annual or unpaid leave – you might be able to get ESA if you have to take unpaid leave
Check if you can get a self-isolation support grant
You might be able to get a single payment of £500 from your local council if you’re employed or self-employed and you can’t work from home.
To get the grant you must be self-isolating at home because the NHS told you to or you tested positive for coronavirus.
You should be able to get the payment if you get at least one of these benefits:
- Universal Credit
- Pension Credit
- Working Tax Credits
- income-related Employment and Support Allowance
- income-based Jobseeker’s Allowance
- Income Support
- Housing Benefit
If you’re not getting any of the benefits, you could still get the payment if you’re struggling with your living costs because you can’t work.
You can find out more and apply on your local council’s website – find your council’s website on mygov.scot.
Councils will also phone people who are self-isolating to see if they need a grant or help applying.
Your council should be ready to take your application from 12 October 2020.
Check if you can get Statutory Sick Pay
You might get statutory sick pay (SSP) if you’re following government guidance to self-isolate.
You could get SSP if:
you have coronavirus or symptoms of coronavirus
someone you live with has coronavirus or symptoms of coronavirus
you're self-isolating because the NHS told you that you’ve come into contact with someone who has coronavirus
- you’ve been told to self-isolate before you go into hospital for surgery
You can read the government guidance about self-isolating on NHS inform.
Check if you can get ESA
You might be able to claim Employment Support Allowance (ESA) if you’re self-isolating because of coronavirus. For example, you might be self-isolating because you or someone you live with:
- have coronavirus or symptoms of coronavirus – or you’re recovering from it
- have a medical condition which makes you ‘extremely vulnerable’ to coronavirus – check if you’re extremely vulnerable on the NHS Inform website
- came into contact with someone who might have coronavirus
- have been told to quarantine after returning from abroad – check if you have to quarantine on GOV.UK
You’ll usually need to have paid or been credited with enough National Insurance contributions for 2 tax years – in 2020 the tax years are 2017-18 and 2018-19.
If you can get ESA, you’ll be paid from the first day you were sick or self-isolating.
You might also be able to get Universal Credit if you’re on a low income or not working. Check if you can get Universal Credit.
If you’re already claiming benefits and start claiming Universal Credit, you won't be able to go back to the benefit you were on before. Talk to an adviser before applying for Universal Credit.
If you're struggling to pay your bills
You can check what help you can get if you can't pay your bills. This includes things like your mortgage, energy bills, council tax or court fines.
You might be able to get other benefits - for example, if you’re a carer or have a long-term health condition. If you’re not sure which benefits to apply for, you can talk to an adviser.