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Step 2 - Check which are 'priority debts'

This advice applies to Scotland

When you have more than one debt, you must make sure you’re dealing with the most important ones first.

These are your ‘priority debts’ and they have the most serious consequences - like being evicted, losing your house or getting a court fine. 

In Scotland your local authority can use a special procedure to collect water and sewerage debts along with council tax debt. If it uses these powers it has to apply to court first. It can add extra charges to the amount owed to cover the costs of collecting the debt. It means that this debt has to be treated as a priority debt.

Use our tool to see which of your debts is a priority debt.

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