Mortgage problems
Check what help is available if you’re struggling with your mortgage payments, and what to do if your mortgage lender wants to evict you
Reducing your monthly mortgage payments
Check how to cut down your mortgage costs, including how to reduce your monthly payments and switch mortgage lender.
What to do if you can’t pay your mortgage
General advice on what you might be able to do to if you can't pay your mortgage.
Schemes that can help if you can’t pay your mortgage
Information on schemes which help homeowners who are struggling to pay their mortgage, including government-backed and private schemes and schemes run by local councils and housing associations.
Selling your home to pay your mortgage debts
Information about selling your property to clear your mortgage debt, including handing back the keys and making up a shortfall following the sale.
Sale and rent back schemes run by private firms
Information on sale and rent back schemes run by private firms which may help homeowners who are struggling to pay their mortgage.
If your lender is trying to repossess your home
Information on what a lender must do before seeking possession, about going to court, what can happen in court, the decisions that can be made and who pays the costs.
Repossession by your landlord’s mortgage lender
Rights of tenants facing eviction because their private landlord falls behind with their mortgage payments and is facing repossession.
If you're facing eviction because your home has been repossessed
What happens when your facing eviction because your home has been repossessed.