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Debt and money fact sheets

This advice applies to Scotland

We’re replacing these fact sheets with new printer-friendly 'overview' pages or updated content on existing pages.

We'll update the list to show when the new content goes live.

TitleSubjectSummaryLast updated
Rent arrears [ 170 kb] Debt and money Fact sheet on what to do if you have rent arrears, how to try to avoid being evicted and where to get further help. 3/02/2017
Income tax arrears [ 180 kb] Debt and money Fact sheet on how to deal with income tax arrears, including contacting HM Revenue and Customs (HMRC). 2/11/2016
Bankruptcy [ 170 kb] Debt and money Fact sheet about the advantages and disadvantages of going bankrupt if you are in debt, covering the procedure for becoming bankrupt and where to get further help. 28/09/2015
Credit Debt and money

Factsheet has been removed and link redirects to Check if you're responsible for a credit debt

2016
Help with debt [ 190 kb] Debt and money Fact sheet on dealing with debt, including identifying and prioritising debts and how to budget. 28/11/2013
Child Maintenance arrears Debt and money

Factsheet has been removed and link redirects to Child maintenance - if you owe maintenance.

2016
Payment Protection Insurance Debt and money

Factsheet has been removed and link redirects to Payment Protection Insurance.

2016
Sample debt letters [ 94 kb] Debt and money Fact sheet giving examples of a holding letter, an offer to non-priority creditors and a no offer letter. 28/01/2011
Budget sheet [ 41 kb] Debt and money Budget sheet form which can be used to list income and expenses for your household, helping you work out whether you have any money available to pay debts and negotiate with creditors. 27/07/2009
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