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Debt management plans - what you need to know
Debt management plans - what you need to know This advice applies to Scotland. See advice for See advice for England, See advice for Northern Ireland, See advice for Wales If you're struggling
Animal problems where you live
pay it by the date on the notice, or the fine will go up. If you don't agree with the fixed penalty and want to argue against it, you can get help from a local Citizens Advice Bureau. You can also
Creditors still contacting you - debt management plans
priority debts, such as mortgage arrears or court fines, can't go into a DMP. You need to make arrangements to pay these debts first and still need to deal with these creditors yourself. The creditor
If you're refused reasonable adjustments
car parks are only on one side of the campus. Fei’s university have a duty to change their parking policy to make things easier for Fei. For example, the university could change their parking policy
Bankruptcy in Scotland
are controlled by a person called a trustee. It is the trustee's job to control all of your belongings and property (assets) with the aim of paying as much money as possible to the people you are in debt
Guidelines for using the letter templates
and make arrangements to pay any arrears, before you sort out your non-priority debts. Priority debts are things such as rent, mortgage, council tax, fuel bills or fines. For more information about
Making a plan to pay your debts
and mortgage gas and electricity council tax court fines Check if you have any priority debts before dealing with your credit debts. If you’re struggling to pay debts like credit cards, store cards
If you're struggling with your overdraft
and mortgage gas and electricity council tax court fines Check if you have any priority debts before dealing with your overdraft. Work out what you can afford to pay Start by making a budget to check
If you find treasure or lost goods
a metal detector on a listed ancient monument or other protected site. You can get a fine for using a metal detector on these sites without permission. You can get permission from Historic Environment
If you’re struggling to pay your credit card
'. Priority debts include: rent and mortgage gas and electricity council tax court fines If you don't deal with your priority debts you might for example lose your home or have your energy supply cut off