All change: why welfare reform should matter to creditors and utility companies
Introduction
The welfare system in the UK is currently undergoing its most significant reform since the Beveridge reforms of the 1940s. Many of the in and out of work benefits on which people currently rely for their income are being rolled into one universal credit, due to be rolled out across the country by 2017. Meanwhile changes to other benefits, such as council tax benefit and disability living allowance, have already begun to have an impact.