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After you go bankrupt

This section deals with issues or problems you may encounter after going bankrupt. It includes information on what to do if creditors are still chasing you for payment and what happens when you’re discharged from bankruptcy.

Accessing your bank account

Explains the options for your day-to-day banking needs after you go bankrupt, as your existing bank account will be frozen.

Circumstances have changed

Explains your duty to tell the official receiver, if your circumstances change after you go bankrupt.

Forgotten debts or assets

Explains what to do once a bankruptcy is in place, if you forgot to include some debts or assets in your application.

Creditors still chasing you

Explains the situations when some creditors may still be able to contact you, after you go bankrupt.

Can you get bankruptcy cancelled?

Find out when you can apply to have a bankruptcy cancelled (annulled) and how to do it.

Discharge from bankruptcy

Explains when and how you are discharged from bankruptcy, and what happens to your debts and belongings of value afterwards.