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Prepare for a power cut
you’re unable to heat water. Check if you can get extra help from your supplier You might be able to sign up to the Priority Services Register, this can give you extra support during a power cut - you
Check how bankruptcy affects your money and bills
account to pay off this debt. This is known as ‘setting off’. Check what happens to your bills When you go bankrupt, the official receiver tells your energy, water and phone suppliers. They also tell
Paying child maintenance through the CMS
= £33.60). If you’ve been paying by Collect and Pay, you can ask to switch back to Direct Pay. Keep a record of the payments you make You should keep a record of the payments you make
Getting a visa for your adult family member to join you in the UK
your adult family member can apply as an adult dependant. Check the rules about switching from pre-settled to settled status. If you were born in Northern Ireland Your parent, grandparent or child might
Report a scam
. It should be free if you have a contract that includes calls to landlines. Check with your supplier if you're not sure. There are other organisations you should report your scam to, depending on what's
Get help from the Witness Service
the Witness Service Monday to Friday, 9am to 6pm. Calls to this number can cost up to 16p a minute from a landline, or between 8p and 40p a minute from a mobile. Your phone supplier can tell you how
Get help if you’ve experienced a hate crime or hate incident
- check with your supplier if you're not sure. There might be other organisations that work in your local area - try searching online. If the incident happened at your home, school or workplace In some
Paying towards your debts after you go bankrupt
with your supplier if you're not sure. If you’re not sure who to contact, check the letter that told you about the IPA. Tell them why you can’t afford the IPA. For example, if they haven’t included a payment
Dividing up money and belongings when you separate
if you don’t work, or you only work part-time because you look after the children. If you can’t afford the mortgage payments, ask your mortgage company if they’ll let you switch the mortgage
Check if your child can get a permanent right to live in the UK
If your child can’t apply, you’ll need to wait until you get settled status before your child can apply for indefinite leave. Check the rules about switching from pre-settled to settled status. If you