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Household finances without “room to manoeuvre”

13 Ebrill 2014

With a survey commissioned by Shelter showing today that as many as 3.8 million families do not have the savings to keep up with housing costs in the event of a month’s missed pay, Citizens Advice has said that there is “little or no room for manoeuvre” in household budgets.

Citizens Advice Chief Executive, Gillian Guy, said:

"There is little or no room for manoeuvre for people with stretched household budgets. Many are still feeling the effects of the recession as low wages and high costs means people face a daily battle to make ends meet. A month without a pay cheque because of an unexpected redundancy or work drying up can easily prove disastrous.

“The loss of a home is all too real a threat for those only just managing to keep up with the rent or their mortgage. Last year Citizens Advice saw a 16 per cent rise in social housing rent arrears and a 26 per cent increase in threats of house repossession for social housing tenants. Changes to Housing Benefit and Council Tax Support have put some people in even more difficult financial positions. Enquiries about Discretionary Housing Payments to Citizens Advice Bureaux have risen by 110 per cent in just one year. More affordable homes need to be built to stop housing costs rising even further.

“Changes to emergency support mean many people don’t know where to go for help, and for some, the help they need is no longer there. The availability of support for people in crisis situations must be made crystal clear.”

Notes to editors:

  1. The Citizens Advice service comprises a network of local bureaux, all of which are independent charities, the Citizens Advice consumer service and national charity Citizens Advice. Together we help people resolve their money, legal and other problems by providing information and advice and by influencing policymakers. For more see the Citizens Advice website.
  2. The advice provided by the Citizens Advice service is free, independent, confidential, and impartial, and available to everyone regardless of race, gender, disability, sexual orientation, religion, age or nationality.
  3. To find your local bureau in England and Wales, visit citizensadvice.org.uk. You can also get advice online at adviceguide.org.uk
  4. You can get consumer advice from the Citizens Advice consumer service on 03454 04 05 06 or 03454 04 05 05 for Welsh language speakers
  5. Citizens Advice Bureaux in England and Wales advised 2.3 million clients on 5.4 million problems from October 2013 to September 2014. For full 2013/2014  service statistics see our quarterly publication Advice trends
  6. Citizens Advice service staff are supported by more than 21,000 trained volunteers, working at over 3,000 service outlets across England and Wales.