If you’re struggling to pay your mobile, phone, internet or TV bill
You should be able to get help from most providers.
Contact your provider and ask what they can do to help. For example, they might agree to help you by:
- giving you a payment plan
- reducing your bill
- giving you more time to pay
- increasing your data or download limit
- moving you to a contract that suits your needs better
If you arrange a payment plan with your provider
Your payment plan should include:
an amount for what you currently use - this might be an estimate
- an amount that will go towards paying back what you owe
Your provider might charge you a fee if you miss a payment or pay late - you should contact your provider if you think you’ll miss a payment.
If you can’t pay your bill because of coronavirus
The government have announced you should get extra help if you’re a customer of:
For example, your provider might be able to give you free calls from your landline or mobile to make sure you stay connected.
If you’re a customer of a different provider, you should still ask if they can help. If they refuse, you might be able to switch to a different provider.
If you work for the NHS
Your provider might be able to give you extra help, for example:
- giving you more data, calls or texts
- upgrading your broadband, if you have to work from home
Contact your provider and ask what they can do to help NHS staff.
If you have a contract
If you have a contract (for example, an 18- or 24-month contract), you’ll usually have to pay instalments for the whole period even if you’re not using the service. If you don’t want the service anymore you might be able to cancel the contract early without having to pay anything other than what you owe. However, your provider might not let you break the contract.
Read our advice on what to do if you’re struggling with debt.
Getting a better deal
You might be able to switch phone providers for a better deal - but check your terms and conditions to see if you’re still under contract before trying to switch.
You can see a list of price comparison sites which have been accredited by Ofcom on the Ofcom website.
If you’re getting benefits you might be able to get a low cost landline phone service from BT.