Chwilio

• Debt management plans - what you need to know

  Introduction to debt management plans, explaining what they are, how they work and who can get one

• If you need a guarantor to start renting a home

  Check what it means to have a guarantor for your rent. Check what their responsibilities are and when the guarantee agreement ends

• Letter to complain about non-delivery of goods

  Use this letter to 'make time of the essence' when an item you've ordered hasn't been delivered

• Make an offer to non-priority creditors - letter

  Letter for when you have some money available to offer your non-priority creditors

• Taking the first step if you need financial support

  If you need financial support, start by checking if you can get any benefits. You could get this financial help, even if you’re working or have savings

• Ask non-priority creditors to hold off - holding letter

  Letter to ask creditors to hold off for a short period while you make a plan to pay your debts or get advice

• Reporting a change while you're on new style ESA

  What changes of circumstance to tell the DWP about while you're getting ESA, how to contact the DWP about the changes

• If you get an ‘RHW’ eviction notice from your landlord

  Check what you can do if your landlord sends you aRenting Homes Wales eviction form that says ‘termination’ or ‘possession