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  • Cancel something you bought on hire purchase

    Returning something you bought on hire purchase or conditional sale. How to cancel the agreement and what you’ll owe

  • Work you can do while getting new style ESA

    While you’re getting Employment and Support Allowance (ESA) you might be able to do some types of work. Check what work you can do while you’re getting ESA

  • Living together and marriage - legal differences

    Differences between how the law treats married and cohabiting couples including financial matters, responsibility for children and housing

  • Buying and selling a home

    Buying and selling a home Buying a home Calculate your monthly mortgage payments Selling a home Problems with buying and selling a home Problems with selling your home - delayed completion and lease

  • If you've been sanctioned

    Get help if you've been sanctioned while on universal credit. We have advice on how to check your sanction and challenging it, and how to get hardship payment.

  • Check if a change affects your SMI

    Find out if a change you report about your benefits also affects your support for mortgage interest (SMI

  • Problems with insurance policies

    Overview and content list for problems with insurance policies. Read our advice to help if you're having problems with your insurance policy.

  • While you're on an IVA

    Overview and content list for while you're on an IVA. Get information about if your circumstances change and if creditors are still contacting you