Chwilio

• Using direct payments for care

  What direct payments can be used for, covering employing carers direct, buying social care services through an agency, paying for equipment and short stays in care homes

• Choosing a personal pension

  Find out about who provides personal pensions and things to look out for when choosing one

• Buy now, pay later

  How a buy now, pay later credit agreement works and the rules a provider must follow

• Complaining about the public sector equality duty

  How to use the public sector equality duty to challenge policies or decisions of a public authority which you think discriminate or put you at a disadvantage

• Must public authorities always comply with the public sector equality duty?

  Find out when public authorities don't have to comply with the public sector equality duty, covering judicial and immigration functions and age exceptions

• Your circumstances have changed - debt relief orders

  Explains the types of change in your circumstances that you must report to the Official Receiver and what could happen if you do not report them

• Creditors still contacting you - debt relief orders

  Explains what to do if you are being chased for a debt covered by your debt relief order and the situations in which creditors are still allowed to contact you while the order is in place

• Pet gets ill or dies after buying

  If you recently bought a pet and it soon becomes ill or dies you may have a right to get a refund or replacement from the trader you bought it from