This advice applies to Scotland:
Advice can vary depending on where you live.
Advice for other parts of the UK:
Use this budgeting tool to help you understand:
You should immediately contact your nearest Citizens Advice if you've received court papers, are facing eviction or are expecting bailiffs (or in Scotland sheriff officers).
The tool will be most useful if you give accurate figures. You can use rough figures if you just want a general idea of your budget.
Try to find your most recent:
Make sure you include all your expenses, for example money you spend on your partner or family.
This budget tool takes at least 30 minutes to complete.
You can take as much time as you need, but you won’t be able to save your information. Make sure you print the results if you want to keep them.