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Template letters to creditors

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  • Holding letter - ask creditors to hold off
  • Holding letter for joint account - ask creditors to hold off
  • No money to pay creditors - letter
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  • Request to write off a debt - letter
  • Request to write off a joint debt - letter
  • Ending a joint hire purchase or a conditional sale agreement - letter
  • Ending a hire purchase or a conditional sale agreement - letter

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Citizens Advice is an operating name of the National Association of Citizens Advice Bureaux. Registered charity number 279057. VAT number 726 0202 76. Company limited by guarantee. Registered number 01436945 England. Registered office: Citizens Advice, 3rd Floor, 1 Easton Street, London, WC1X 0DW