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Template letters to creditors

  • Holding letter - ask creditors to hold off
  • Holding letter for joint account - ask creditors to hold off
  • No money to pay creditors - letter
  • No money to pay creditors - joint letter
  • Guidelines for using the letter templates
  • Offer to non-priority creditor - letter
  • Offer to non-priority creditor - joint letter
  • Request to write off a debt - letter
  • Request to write off a joint debt - letter
  • Ending a joint hire purchase or a conditional sale agreement - letter
  • Ending a hire purchase or a conditional sale agreement - letter

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Citizens Advice is an operating name of the National Association of Citizens Advice Bureaux. Registered charity number 279057. VAT number 726 0202 76. Company limited by guarantee. Registered number 01436945 England. Registered office: Citizens Advice, 3rd Floor North, 200 Aldersgate, London, EC1A 4HD