There are various options that exist to help you deal with your debt problems. These include bankruptcy, debt relief orders, debt management plans, administration orders, debt consolidation and Individual Voluntary Arrangements (IVAs). We explain how they work and whether they might be right for you.
You should always look at these options along with our pages on How to sort out your debts and Budgeting in our Help with debt section.
An online debt remedy tool from the debt advice charity StepChange Debt Charity to help you work out your options if you are in debt.