How we use cookies to help you

We use essential cookies to make our site work.

We'd also like to use some additional cookies to:

  • see what help people need most, so we can make our site better
  • help us campaign for changes that make things fairer for everyone
  • let you watch videos on the site

Find out more about how we use cookies and keep your data safe.

Choose cookies

You’ve accepted additional cookies. You can change your cookie settings at any time

You’ve rejected additional cookies. You can change your cookie settings at any time

Skip to main content
  • Citizens Advice Scotland
  • Sign in
  • Benefits
  • Work
  • Debt and money
  • Consumer
  • Housing
  • Family
  • Law and courts
  • Immigration
  • Health
  • More from us
  • Home
  • Debt and money
  • Budgeting

Budgeting

  • Work out your budget
  • Get help if you’re struggling to pay your bills

Is there anything wrong with this page? Let us know

Advice

  • Benefits
  • Work
  • Debt and money
  • Consumer
  • Housing
  • Family
  • Law and courts
  • Immigration
  • Health

Resources and tools

  • Where to get advice
  • Template letters

More from us

  • More from us
  • Complaints
  • Campaigns
  • Publications
  • Support us
  • Volunteering

About this site

  • Accessibility statement
  • Terms and conditions
  • Privacy
  • Cookies

Copyright ©2025 Citizens Advice. All rights reserved.

Citizens Advice is an operating name of the National Association of Citizens Advice Bureaux. Registered charity number 279057. VAT number 726 0202 76. Company limited by guarantee. Registered number 01436945 England. Registered office: Citizens Advice, 3rd Floor, 1 Easton Street, London, WC1X 0DW