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  • Payday loans

    How payday loans work, including continuous payment authority, stopping payments, extending the loan and alternatives to payday loans

  • Check if you can get your money back after a scam

    Find out when you're likely to get a refund following a scam, and how to claim

  • Letting agents

    Information about the responsibilities of letting agents in Scotland to register and comply with the code of practice and where and how to complain if they don't

  • Money jargon A-Z

    Glossary of useful terms in personal finance

  • Young people and the law

    Find out about the age of criminal responsibility and the rights of young people in relation to the police and in criminal and civil proceedings

  • Credit agreements and creditors

    Consumer template letters for credit agreements and creditors. Use our template letters for help writing a letter for credit agreements or creditors.

  • Before you get work done on your home

    Steps to help you avoid disputes and problems with building work, home improvements, renovations and repairs

  • Something's gone wrong with a purchase

    Information for if something's gone wrong with a purchase. Get help if you're a consumer who's had an issue with a purchase you've made and need advice.