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• Income protection insurance

  Information on income protection insurance, factors to consider before taking out income protection insurance and how to work out the level of cover you need

• Check your parental rights as an agency worker

  Find out if you can take time off or get paid when you're having or adopting a child.

• How to claim Housing Benefit

  How to claim Housing Benefit, including if you can backdate your claim. How to claim a Discretionary Housing Payment too

• Powers of sheriff officers

  Information about sheriff officers’ duties and powers, including advice about how to stop them taking action against you and how to complain about them

• Ending a joint hire purchase or a conditional sale agreement - letter

  Letter to end a joint hire purchase or conditional sale agreement. You might need to do this if you can't afford the payments any more

• Creditors still contacting you - debt management plans

  Explains why creditors may still contact you while a debt management plan is in place and what to do if a creditor is harassing you

• Disclosure and declaring a criminal record

  Information on disclosing criminal convictions in relation to employment and about the disclosures offered by Disclosure Scotland

• Septic tanks

  Buying and registering a septic tank, how septic tanks work, and information on desludging and problems such as blockages, overflows and leaks

• Public sewerage

  Getting connected to the public sewage system, and finding out who is responsible for maintenance and  improvements to your system and for dealing with problems such as blockages, flooding and smells

• Get help if you’re behind with your energy bills

  Find out what to do if you're having problems paying your energy bills or you're in debt to your supplier