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• How to appeal if Scottish Water refuses to connect you

  How to appeal if Scottish water refuses to connect you to the main water or sewage systems

• Top tips for borrowing

  Top tips for borrowing money, taking out a loan or using a credit card

• Trust deeds in Scotland

  Information on what a trust deed is and when it might be an option for helping with debt problems. Also covers the advantages and disadvantages of a trust deed and explains the difference between a 'protected' or 'not protected' trust deed

• If you’ve been told your energy supply will be disconnected

  What should happen before you're disconnected, circumstances in which you shouldn't be disconnected, the disconnection process, where to get more advice and support

• Vehicle insurance – making a claim if you’re in an accident

  What to do if your car is in an accident and you want to make a claim on your motor insurance

• Work you can do while getting ESA

  While you’re getting Employment Support Allowance (ESA) you might be able to do some types of work. Check what work you can do while you’re getting ESA

• Help with health costs

  Help with the costs of dental treatment, eye tests and glasses, travel to hospital costs, food, vitamins, period products, wigs and fabric supports and help under the NHS low income scheme

• If your employer refuses your flexible working request

  What to do if your employer refuses your flexible working request. Find out if you can challenge your employer's decision and how to start this process

• Getting visas for your partner and children to live in the UK

  Check who can apply for partner and child visas, including the rules about your income

• Example of a discrimination claim in the sheriff court for compensation over £5000

  don’t think this place would be right for you”. The defender stated that she would be concerned about the pursuer using the stairs to the back green at the rear of the building. The stairs do not have