What happens if your creditor takes you to the county court to get a county court judgment (CCJ) to make you pay the money you owe.
Information on what an order to obtain information is and what happens if a creditor obtains one to force you to reveal your financial situation.
Information on third party debt orders to take money owed to you to pay creditors, how they affect your bank account and what to do if a frozen bank account leads to hardship.
Information on attachment of earnings orders used to take money from your wages to pay back money owed to creditors.
Information about what you can do if a creditor applies for a charging order against your property.
How creditors are supposed to behave when they are trying to recover their money, what kind of behaviour is not acceptable and how to tell if you are being harassed.
Beth ddylech chi ei wneud os yw darparwr eich gwasanaeth yn bygwth eich datgysylltu oherwydd biliau teledu, ffÃ´n neu rhyngrwyd nad ydych wedi eu talu.