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Help with debt

If you're in debt, you need to take action quickly to stop the situation getting any worse.

To start dealing with your debt problems, look at our page on How to sort out your debts. This will help you work out how much money you owe and whether you've got any urgent debts. Then you'll need to look at the section on Budgeting to see if you've got enough money to pay off your debts.

If you'd prefer to talk to someone call our Adviceline on 0300 330 1313. Calls to this service cost the same as calling 01 and 02 numbers.

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How to sort out your debts

How to sort out how much money is owed and to identify the most urgent or priority debts.

How to dispute a credit debt

Budgeting

Options for getting out of debt

Dealing with urgent debts

How to deal with priority creditors and urgent debts such as mortgage and rent arrears, utility arrears and council tax arrears.

How to deal with your creditors

How to deal with non-priority creditors and less urgent debts including how to deal with debt collectors.

Changing a court order for debt

Information about changing or cancelling county court judgments (CCJ).