Checks your landlord or letting agent will make
Before you can rent a property you’II need to provide information and documents to show you’II be a good tenant. You will also have to show you and any other adults that will be living with you have the ‘right to rent’ in the UK.
Having your documents ready can help you rent more quickly.
Get your landlord’s or letting agent’s name and contact details before you give them your documents.
Proving you have the right to rent
Your landlord or letting agent will ask to see your immigration documents or passport when you start or renew your tenancy. They will also ask to see the documents of any other adults living with you. They do this to check you have the right to live in the UK and to rent - this is called the ‘right to rent check’.
Read more about the documents you can show for the right to rent check on GOV.UK.
If you have the right to rent in the UK your landlord can’t refuse to rent to you because of your race or nationality for example. This is called discrimination. Find out more about dealing with discrimination.
Get help from your nearest Citizens Advice if you think you’ve been discriminated against.
You'II be asked to give references to show you can afford the property, and will be a good tenant.
You'll usually have to give a reference from:
- your current landlord and previous landlords if you're renting from a letting agent
- your employer - to show you have a job and it will continue
If you're asked to give your recent bank statements to show your income, make sure you cover over your account numbers for security.
If you're self-employed, you might need to give copies of your trading accounts and an accountant's reference.
Getting a guarantor
You might be asked to provide a guarantor, for example if you haven't rented before. A guarantor is someone who agrees to pay the rent if you don't - you could ask your parents or someone else in your family to do this.
If you can’t give a reference
You might still be able to rent, even if you can't get a reference.
Explain to your landlord or letting agent why you're not able to get a reference. If you paid rent on time in the past, show them your tenancy agreement and rent book or bank statements to prove this.
You could also ask for a 'character reference' - a letter from an employer or someone who knows you well, to show that you're reliable.
Your letting agent and some landlords will do a credit check to see if you’ve had problems paying bills in the past. They must get your permission first.
It’s less common for private landlords to do credit checks because they can make it take longer to rent out a property.
If you’ve got a bad credit history, it’s best to be honest and explain the situation. If you're renting through a letting agent, do this before you pay them any fees - if you fail a credit check, you might not get your money back.
If you fail a credit check, explain why you think this might have happened. If you know you can pay the rent, tell your landlord or letting agent. They might still rent to you if you offer to pay a larger deposit, more rent in advance or if you can get a guarantor.
Read more about deposits, rent in advance and guarantors.