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Debt solutions

There are various options that exist to help you deal with your debt problems. These include bankruptcy, debt relief orders, debt management plans, administration orders, debt consolidation and Individual Voluntary Arrangements (IVAs). We explain how they work and whether they might be right for you.

You should always look at these options along with our pages on How to sort out your debts and Budgeting in our Help with debt section.

If you'd prefer to talk to someone call our Debt Adviceline on 0800 028 1881

Bankruptcy

Advantages and disadvantages of going bankrupt and how to go bankrupt.

Administration orders

Explains what an administration order is, how to apply, how repayments work, whether part of your debt can be written off and what happens afterwards.

Debt remedy tool

An online debt remedy tool from the debt advice charity StepChange Debt Charity to help you work out your options if you are in debt.