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Mortgages and secured loans
Information about mortgages and secured loans, including Islamic mortgages. Also covers credit brokers and the charges made for their services.
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Support for mortgage interest (SMI)
Find out if you can get SMI, how to apply and how other changes in your life will affect your SMI payments.
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- Benefits
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Dealing with your mortgage lender
Information on contacting your lender about clearing your mortgage debt or changing your payments including who to contact, what to say to them and what to do if your mortgage lender doesn't want to help.
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Cutting down your mortgage costs
Information for homeowners on how to reduce the costs of a mortgage to stop them from falling behind with mortgage payments.
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Managing your mortgage
Advice on how to manage paying a mortgage, in order to avoid getting into difficulties. Covers budgeting, finding the best mortgage deal and how to cope with reduced income or an increase in payment rates.
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Mortgage calculator
Tool from the Money Advice Service to help you work out the mortgage you will need to buy your home, and how much payments would increase if interest rates rise.
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Dealing with mortgage arrears
What happens if you miss a mortgage payment, including how to agree a repayment plan with your lender so you can pay your mortgage in smaller amounts
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How to deal with mortgage debts
Information for homeowners with mortgage debt on the ways that they can pay back the money they owe on any mortgage arrears.
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Eviction for mortgage arrears
Information on how an eviction is carried out, including bailiffs and taking possession, what happens to the property after eviction, finding somewhere else to live, problems getting another mortgage in future.
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Your mortgage lender takes you to court – how to prepare for the court hearing
Information on what to do before a possession hearing, information to take to court, who can accompany you and what will happened during the hearing.