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What to do if you've been scammed
a strong password – for example, using numbers and special characters. Some sites let you add extra security to your account. This is known as ‘two-factor authentication’. If you think your account has
Checklist for deciding if an administration order is right for you
two separate debts one of your debts is a county court or high court judgment you have a regular income with some spare income each month you don't want to have to deal with your creditors directly
What is an administration order
must have: debts that are no more than £5,000 in total an unpaid county court judgment (CCJ) or high court judgment two or more debts If you don’t have a county court judgment or high court judgment
Dealing with the official receiver after bankruptcy
receiver within two working days. They may require you to co-operate with them in various ways, which could include any of the following: Questionnaire The official receiver may send you
Buying a home
two or three times before deciding to make an offer. Energy Performance Certificates If you are thinking of buying a property, you must receive an Energy Performance Certificate (EPC), free of charge
Q2 - standing and sitting
without help from another person - perhaps because it would be uncomfortable, painful, leave you short of breath or tired "While you are standing or sitting (or a combination of the two) how long can you
Withholding rent because repairs haven't been done
properly qualified contractors. Step 4 – write to your landlord again enclosing copies of the quotes and giving them a final chance to do the work, for example, within two weeks. The letter should warn
Making a settlement agreement with your employer
. If your employer wants you to give up your right to go to a tribunal, there are only two ways they can do this legally: negotiate a COT3 agreement through Acas get you to agree to a ‘settlement
Can your debt relief order be stopped
, because you either gave away or sold assets for less than their value, or gave a creditor preferential treatment within the past two years before you applied for the DRO. If a creditor does ask
Changing debt management plan provider
. Step two: ask your current DMP provider for information about your finances Ask your existing DMP provider for details of all the accounts that are in your DMP, including the amounts you owe