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Starting your Universal Credit claim
account. You might be asked to add extra security to your account called ‘two-factor authentication’ - this is optional. If you agree, you’ll be sent a one-time passcode to your mobile phone. You’ll
How to read your smart electricity meter
and any numbers after the decimal point if there is one If you have a meter with two white buttons to the right of the screen Example If the number on the display is 0011256.3, the meter reading
Living together and marriage - legal differences
and can change that name at any time. Two people living together can decide to use the same family name, although legally they do not have to. Marriage If you're a woman, when you marry you
Deciding what to do about discrimination at work
not yet clear that there’s a link between the two things. It would be best for Beth to start early conciliation by 2 May to make sure her harassment claim is made on time. That avoids the risk
Getting financial advice
your needs. There are two types of financial advisers: independent financial advisers (IFAs) give unbiased advice about the whole range of financial products from all the different companies
Help dealing with mortgage debts
a loan against the value of your home There are two main types of loans you can take out against the value of your home. How much you can get will depend on the amount of equity you have in your home
Dividing up money and belongings when you separate
, you’ll need to think about how to divide your money and belongings. Two of the biggest decisions you’re likely to make are what to do with your home and how to divide up any pensions - if you have them
Fill in the work capability form: how your conditions affect you
the differences are how you get around when you leave the house if you can only move around within your home "Can you go up or down two steps without help from another person, if there is a rail to hold
Dealing with the financial affairs of someone who has died
Couples may jointly own their home. There are two different ways of jointly owning a home. These are beneficial joint tenancies and tenancies in common. If the partners were beneficial joint tenants
Discrimination because of race
been sacked because you're black and because you're pregnant, you can make two claims, one for race discrimination and one for pregnancy discrimination. Find out more about taking action about