Student loans

This advice applies to Scotland. See advice for See advice for England, See advice for Northern Ireland, See advice for Wales

This page tells you who can get a student loan and where you can get more information about them.

Student loans

You apply for student Loans for living costs and government funding for tuition fees through the Student Awards Agency Scotland (SAAS).

What financial help you can get depends on the course you're studying and your household income. 

Student loans are granted by the Student Loans Company. You don't have to take a student loan if you have another way to fund your living costs while studying. 

You don’t normally have to pay student loans back until you’ve left college or university and your income has reached a certain amount. There's information about repaying student loans on the SAAS website

Find out more about student finance and funding on the Student Information Scotland website.

There is also information about student finance on