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• Debt management plan fees too high?

  Action you can take if you think the fees charged for your debt management plan are unfair, including a explanation of what counts as unfair

• If your home is on a heat network

  Find out what a heat network is and check what to do if you have problems with your heat network supplier

• Creditors still contacting you - debt management plans

  Explains why creditors may still contact you while a debt management plan is in place and what to do if a creditor is harassing you

• Personal injuries

  Information on dealing with a personal injury caused by another person or authority, including organisations that can provide further help, support and counselling

• How lenders decide whether to give you credit

  Information on credit scoring, credit rating, credit reference agencies and how they decide whether or not to give you credit

• Buying a pet

  What to think about when buying a pet, including the best places to buy a pet and keeping wild animals

• Help with a legal case

  An overview of the types of legal advice and support available if you need help with a legal case and factors to take into consideration before taking legal action.

• What is simple procedure

  Find out how to take someone to court in Scotland using the simple procedure. Get advice on when to use simple procedure, how much it costs and how to apply.