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• How lenders decide whether to give you credit

  Information on credit scoring, credit rating, credit reference agencies and how they decide whether or not to give you credit.

• Children who are looked after by the local authority

  A definition of children in need and information on the services which local authorities must provide

• Carer Additional Person Payment

  Carer Additional Person Payment is a benefit for unpaid carers in Scotland who care for more than one person. Find out how much it is and when it’s paid

• How to prepare for flooding

  Advice and information about how to prepare for possible floods. Advice includes signing up for flood alerts and preparing an emergency kit and flood plan

• Children who need local authority services

  A definition of children in need and information on the services which local authorities must provide

• Taking action over credit brokers

  Explains how to get your money back from a credit broker, if they have taken payment from you without your permission.

• Before you apply for Universal Credit

  Information for before you apply for Universal Credit. Find out more about what Universal Credit is, check if you're eligible and how it's paid.

• Plastic cards

  Introductory information about the various types of plastic cards available, covering credit cards, store cards and charge cards, and prepayment cards.